We had the rainiest summer in Georgia. I mean, it rained for days upon days for weeks on end. The streets got soggy and we had some local flooding. A good friend of mine went on a long summer trip and when she returned home, her basement was under 4 inches of water.
It was like a bad dream. Her kids' rooms were down there and almost everything that they owned was drenched in the flood. The worst part of it all was that they didn't have flood insurance.
I felt so bad for them when I found out that the flood had caused $70,000 worth of damage to their home. They've had to move and declare bankruptcy. Needless to day, they're kicking themselves for not finding good insurance. All that they had to do was a little research to find coverage for water damage and leak restoration. I know that would've loved to have been able to keep their home.
It was a hard lesson to learn, I'm sure.
I'm passing this cautionary tale on to my readers because no one should have to give up their home and belongings because of a flood.
3 comments:
What an awful situation! Home insurance is a necessity, not a luxury in this day and age! For sure!
Totally sucky situation! But flood insurance wouldn't have covered it- flood insurance can only be purchased if you live on a flood plain AND the water comes in from a lake, river, stream or creek and floods a total of 2 acres! So an outside water source like runoff from a heavy rain is never covered by flood insurance!! Hard lesson to learn,for sure!!
Totally sucky situation! But flood insurance wouldn't have covered it- flood insurance can only be purchased if you live on a flood plain AND the water comes in from a lake, river, stream or creek and floods a total of 2 acres! So an outside water source like runoff from a heavy rain is never covered by flood insurance!! Hard lesson to learn,for sure!!
Post a Comment